USDA Loans
What type of home loan are you interested in?
All information is secure and will not be sold.
Do you qualify?
for a USDA Loan
- Purchasing a home in a rural area
- Low to moderate income
- US Citizenship or Permanent Residency
- Lower debt to income ratios or a credit score about 680
- A steady job
USDA Loans are for those who are purchasing a home or property in a rural area. These loans can offer up to a 100% financing but depend, of course, on the buyer and the home in question!
USDA loans are backed by the U.S. Department of Agriculture. These loans are designed for those who live in rural areas, often with livestock (but not required), and who make a living wage on the low to average side with credit scores in the mid six-hundreds or higher! Grant money and gifted money can also apply towards buying a home with a USDA loan, which opens even more doors.
97% of the United States Land is USDA eligible so don’t be discouraged thinking your desired area may not qualify. Rates and loan amounts also change based on where you’re looking to buy as they fluctuate with the market one is looking at.
Home Purchase
reality with our flexible mortgage
options.
Home Refinance
confusing. We can help you refinance with ease.
Home Equity
advantage can help you in many situations.
See how we can help.